Weichert, Realtors® - Briarwood Real Estate
Christina Martinez, Weichert, Realtors® - Briarwood Real EstatePhone: (508) 326-6538
Email: [email protected]

3 Important things to include on your checklist for buying a house

by Christina Martinez 05/22/2023

If you're preparing to buy a home, you've likely encountered more than one checklist for buying. House hunting is only the beginning of the process, and it's important not forget any crucial steps along the way.

While homebuyer checklists can seem long and overwhelming, there are a few key points to focus on. Here are three things to pay special attention to when making your own checklist for buying a house:

Talk to mortgage lenders & get a preapproval letter

The first important step in finding your next home is speaking with a mortgage company. The lender will do a thorough investigation of your financial profile, including metrics like debt to income ratio (DTI) and your credit report. If you meet the criteria for approval, you'll get a preapproval letter from the lender.

However, it is important to remember that approval letters will not necessarily mean a commitment to any lender. You still have the option to shop around to find the best mortgage lender for your situation.

Schedule a home inspection & appraisal

The next stage is scheduling professional visits to the home to determine a fair purchase price. Home inspectors will make sure the structure of the home is up to code. Your inspector will test your electrical and plumbing system and will send you the detailed reports.

There may be additional charges or separate inspections required to detect presence of radon or mold during inspection. While home inspections are not always required, they are highly recommended, as they can help prevent hidden issues which can affect your home values in the future.

Hire a real estate attorney & the rest of your real estate team

A real estate lawyer is another excellent professional to have on your team. The homebuying process includes complicated legal forms and jargon, which an attorney can help you understand and give you advice. They can assist you throughout the process and go over any official documents such as contracts of sale and title documents for any missing info.

For an even smoother process, many experts recommend shopping for a mortgage broker and clearing up any issues with credit scores long before you begin house hunting. However, once you find your dream home, these key tips will help you have a successful buying experience.

About the Author

Christina Martinez

I've been a top producing Realtor since I got into the Real Estate Business 20 years ago. Purchasing a home is one of the single most important & largest investments in a person's life. With my expertise & guidance in the home buying & selling process, I can help find the most appropriate home for you. You can be assured that an experienced Real Estate Professional is working with your interest in mind.